India's claim rejection crisis. One partner who takes it on for you.
Upload your rejection letter. In 24 hours you'll get a classification, an escalation letter, and the fastest path to a win.
Here's what's hidden — and why the market won't tell you.
- 01
₹26,000 crore in health claims rejected last year — a 19% rise year-on-year.
- 02
Only 25% of policyholders get a clean approval. 33% get questionable partial approvals.
- 03
Most people never read their policy's fine print — they learn the exclusions only when a claim is denied.
Clear answers, in language you actually recognise.
Upload your health policy (PDF or photo). Our AI reads every page — exclusions, waiting periods, co-pay clauses, room-rent limits, sub-limits.
A plain-language report in your language: what's covered, what's not, the surprises nobody told you about.
A Claim Readiness Score (0–100) with specific actions to improve it before hospitalisation.
Scenario check: "I might be hospitalised for knee surgery in 3 months — will it be covered?" We predict green / amber / red and tell you why.
In two minutes — no forms, no agents, no waiting.
- 01Upload your policy
Drop the PDF or snap a photo. No account, no payment. Your document is auto-deleted after 7 days.
- 02Get your deep-dive report
Our AI reads the whole policy and produces a plain-language summary + exclusions list + waiting-period timeline in minutes.
- 03Check any claim scenario
Describe what might happen — the condition, hospital, cost band, timing. We predict whether your policy will cover it, and why.
For anyone who's never read the fine print — which is most of us.
The first-time health-insurance buyer
You bought a policy because an agent recommended it. You want to know what you actually signed up for — before a medical emergency teaches you the hard way.
The family planner
Your parents' policy renews next month. You want to know whether the diabetes diagnosis from last year is still a blocker, and whether the cover is sufficient.
The just-diagnosed patient
You have 3 months until the surgery. You need to know right now whether this policy will pay, and if not, what to do in those 3 months.
- Is this really free? +
- Yes. Policy analysis and coverage prediction are always free. We may add a paid letter-drafting service later for users whose claims are rejected, but the core analysis will stay free forever.
- Do you store my policy document? +
- Only for 7 days, on Indian servers (Supabase India, AWS Mumbai), so you can return to the report via your share link. After 7 days it is deleted automatically. You can delete it sooner from the report page.
- Will this work for my old policy from a small insurer? +
- Yes — our AI reads the document itself rather than relying on insurer APIs. If your policy is a standard Indian health-insurance policy from any IRDAI-registered insurer, we can analyse it.
- Can the prediction be wrong? +
- Yes. Our prediction is based on the policy wording; the actual claim outcome depends on how the insurer interprets it, documentation, pre-authorisation, and sometimes luck. We show our confidence level and always tell you to verify important details with your insurer before acting.
We never place your policy or take a broker cut. IRDAI-registered advisory model.
Granular consent toggles. Export or delete everything any time. Enforced in product.
Your documents never leave India. Auto-delete at 7 days unless you save.
We don't share your policy with any insurer — ever. Not even anonymised.
Start — it's free
The free policy analyser launches in beta shortly. Join the waitlist — early users get priority feedback access + first look at the coverage-prediction tool.